- About us
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- Plain English
As with all forms of investment there are risks involved in structured products. Both the potential returns of structured products and the repayment of money invested in structured products are usually linked to the stock market – and also depend upon the financial stability of the issuer and / or counterparty bank involved.
The ‘Important risks’ section of our website highlights the key and other risks of our structured product plans, in addition to explaining important information for professional advisers who wish to access the current products area of our website and who may use our structured product plans with their clients.
Our products are ‘deliberately defensive’, meaning that they are designed so that they can generate at least some or all of their potential returns without requiring the stock market to rise, with a defined level of protection should it fall. Our products also benefit from strong issuers / counterparty banks, are single index and use deep end of term barriers. These are the Tempo hallmarks.
To find out more about what we mean by ‘deliberately defensive’ products and why we think they make sense, please click here.
Professional advisers should access and read the relevant plan documents relating to any structured product plan of interest, in particular: the plan brochure; ‘if / then…’ summary; plan application pack, including the terms and conditions of the plan; and the Issuer’s key information document (‘KID’), securities prospectus and securities final terms sheet, before making a recommendation to their clients. All of these documents can be accessed via the document carousels for each plan / plan option below.
We also provide exceptional collateral materials, input and support for professional advisers using structured products. This includes providing professional adviser information packs (‘PAIPs’) and product proposal packs (‘PPPs’) for each of our products, to aid professional adviser research, due diligence and assessment of suitability of products for clients.
In addition, we provide access to TICS (the Tempo Issuer and Counterparty Scorecards) and our CPD-accredited Professional Adviser Academy and video-webinar series. Our Academy and video webinar series focus on important areas of education and working knowledge regarding structured products, including regulatory requirements. We place emphasis on our modules and video webinars being educational and contextual, thinking about the investment environment, portfolio construction and diversification considerations and the interests and needs of professional advisers and their clients.