We are a member of the UK Structured Product Association
We are a member of the UK Structured Product Association (‘UKSPA’).
UKSPA was established in 2009 by the leading manufacturers of structured products in the UK. It has grown over the years, representing the significant majority of the issuing banks and firms that are active in the UK structured products market.
The association provides a unified voice for the industry and its members, serving a number of important functions including engaging with regulators, developing best practice guidelines, providing education and a useful source of research and information for professional advisers.
We require the issuing banks that we work with to be members (or pending members) of the association.
Investing with peace of mind – 4 key messages about structured deposits and structured products, from the UK Structured Products Association:
Structured deposits and structured products allow savers / investors to invest in the markets – but with peace of mind:
- A way to protect money invested: Many structured products are available with defined levels of capital protection. All structured deposits are 100% capital protected at maturity. Over the past 10 years, less than 1.1% of UK retail structured deposits / structured products lost money.*
- A way to define the level of potential returns: Many structured deposits and structured products are available with defined levels of potential returns. Over the past ten years, UK retail structured deposits / structured products generated average returns of 6.36% p.a.* Many structured deposits and structured products can generate positive returns without needing markets to rise and some can even do so when markets fall.
- Suitable for many savers / investors: There is a large and growing range of structured deposits and structured products available for savers / investors, to meet a broad range of different saver / investor risk tolerances and savings / investment objectives.
- Clear and transparent: Potential returns for savers / investors, as well as the risks, the benefits and fees, can be clearly and transparently explained, providing peace of mind for savers / investors regarding their structured deposit / structured product.
*Source: StructuredProductReview.com, April 2024. Figures are for structured deposits and capital at risk structured products combined. Past performance is not a guide to future performance.
UKSPA MONTHLY MARKET REPORTS