Our current open offer products

The following open offer products are currently available. Please click on the drop-down arrow of the product of interest to access the product literature, including the plan brochure, plan application pack and other important documents and information. If you have any questions or if we can assist in any way, please contact us.

PRODUCT SUITE SUMMARY – OCTOBER 2021:
CLICK HERE
IMPORTANT DATES FOR CURRENT TRANCHE:
DEADLINE FOR ISA TRANSFERS: 01 OCT 2021 for LKO & LGKO | 08 OCT 2021 for LIP
DEADLINE FOR ALL OTHER APPLICATIONS: 15 OCT 2021 for LKO & LGKO | 22 OCT 2021 for LIP
START DATE FOR THE PLANS: 22 OCT 2021 for LKO & LGKO | 29 OCT 2021 for LIP

 

KICK-OUT PRODUCTS

Plan name Issuer Market Link Term
LONG KICK-OUT PLAN OCT 21: OPT 1 (LKO1) SG ISSUER FTSE 100 EWFD 10Y  
LONG KICK-OUT PLAN OCT 21: OPT 2 (LKO2) SG ISSUER FTSE 100 EWFD 10Y  
LONG KICK-OUT PLAN OCT 22: OPT 3 (LKO3) SG ISSUER FTSE 100 EWFD 10Y  

GROWTH & KICK-OUT PRODUCTS

Plan name Issuer Market Link Term
LONG GROWTH & KICK-OUT PLAN OCT 21 (LGKO) SG ISSUER FTSE 100 EWFD 10Y  

INCOME PRODUCTS

Plan name Issuer Market Link Term
LONG INCOME PLAN OCT 21: OPT 1 (LIP1) SG ISSUER FTSE 100 EWFD 10Y  
LONG INCOME PLAN OCT 21: OPT 2 (LIP2) SG ISSUER FTSE 100 EWFD 10Y  

DEPOSIT PRODUCTS

Plan name Issuer Market Link Term
NO DEPOSIT PRODUCTS AVAILABLE  

TERMS AND CONDITIONS OF USE FOR THE CURRENT PRODUCTS AREA OF THE TEMPO STRUCTURED PRODUCTS WEBSITE

Access to the current products area of the Tempo Structured Products website is subject to the following Terms and conditions (‘the Terms and conditions’)  of use and to the Terms and conditions of use for the website.

We reserve the right to vary the Terms and conditions of the current products area and of our website at any time.

By accepting the Terms and conditions of use for the current products area of our website, you agree to be legally bound by the Terms and conditions of the current products area and by the Terms and conditions of our website and any changes.

Should you have any questions about these Terms and conditions please contact us at info@tempo-sp.com or telephone 00 44 (0)207 391 4747.

 

OUR WEBSITE IS DESIGNED FOR PROFESSIONAL ADVISER USE ONLY

Our website, and any structured product plans and information on it, has been designed only for use by professional financial advisory, wealth management and investment firms (and the staff of those firms), which are authorised and regulated to advise on investments by the Financial Conduct Authority and other similar and appropriately authorised and regulated wealth management or investment professionals (‘Professional Advisers’).

 

OUR WEBSITE IS NOT DESIGNED FOR AND SHOULD NOT BE USED BY RETAIL CLIENTS / END-INVESTORS

Our website is not intended for use by retail clients – and has not been designed for or prepared with retail clients in mind.

Retail clients / end-investors should not use our website.

 

ABOUT US

Our website is issued by Tempo Structured Products and approved as a financial promotion by TIME Investments.

Tempo Structured Products is a trading name of Tempo Structured Products Limited, registered in England (No 12871910), with its registered office at 338 Euston Road, London NW1 3BG. Tempo Structured Products is an appointed representative of TIME Investments, a trading name of Alpha Real Property Investment Advisers LLP. Alpha Real Property Investment Advisers LLP is authorised and regulated by the Financial Conduct Authority (FCA No 534723). Tempo Structured Products and TIME Investments are part of the Alpha Real Capital family of companies (‘Alpha’), which benefit from materially common ultimate beneficial ownership. Alpha Real Capital LLP is authorised and regulated by the Financial Conduct Authority (FCA No 436048).

You can check these details on the FCA Register (https://register.fca.org.uk) or by contacting the FCA.

 

NOTHING ON OUR WEBSITE CONSTITUTES INVESTMENT OR ANY OTHER FORM OF ADVICE

No investment, legal, tax recommendation or advice of any type and no suggestion of suitability of any investment for any prospective investor is given or implied in our website.

The information in our website does not take account of the investment objectives, particular needs or financial situation of any client or potential client of any Professional Adviser.

Nothing in our structured product plan brochures or plan application packs provides investment, tax, legal or any other form of advice.

Tempo Structured Products does not provide advice on any structured plan or their suitability for any client or potential client of any Professional Adviser.

 

OUR WEBSITE IS DESIGNED AND INTENDED FOR ENGLISH SPEAKING PROFESSIONAL ADVISER USE: EXCLUDING UNITED STATES AND CANADIAN USE

Our website is intended for use by English speaking Professional Advisers (excluding those based in the US or Canada).

The information provided on our website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution, publication or use would be contrary to local law or regulation or in which Tempo Structured Products does not hold any necessary registration or licence. Individuals or legal entities in respect of whom such prohibitions apply, whether on grounds of their nationality, their place of residence or on other grounds, must not access or use our website.

Our structured product plans can be neither offered nor transferred in the United States of America or Canada.

By agreeing to the Terms and conditions of use and accessing our website, you shall be deemed to have represented that you are not a US Person, United States Person or Canadian person and that you are not located in the United States of America, its territories and possessions, and any state of the United States of America and similarly Canada and that you are authorised to receive the information on our website. In addition, you agree that you will not solicit an investment into our structured product plans from, for the account of, or for the benefit of a US Person or a United States Person.

 

NOTHING ON OUR WEBSITE CONSTITUES A PUBLIC OFFER OR REPRESENTATION REGARDING THE SUITABILITY OF ANY SECURITIES

Our website is for information only and nothing on it is intended as an offer, or recommendation or solicitation of an offer to buy or sell any investment, security, financial instrument or other specific product, to conclude a transaction, or to provide any investment service or investment advice, or to provide any research, investment research or investment recommendation, in any jurisdiction.

 

ALL OF OUR STRUCTURED PRODUCT PLANS ARE DESIGNED FOR PROFESSIONALLY ADVISED INVESTORS, WHO ARE CLIENTS OF AUTHORISED AND REGULATED INVESTMENT FIRMS, WHO ARE INVESTING AS PART OF A BALANCED AND DIVERSIFIED PORTFOLIO:

 

IMPORTANT INFORMATION REGARDING THE RISKS OF OUR STRUCTURED PRODUCT PLANS

As with all forms of investment, there are risks involved with structured products, including those on our website.

It should always be understood that:

Professional Advisers should access and read the relevant plan documents relating to any structured product plan of interest, in particular: the plan brochure; ‘if / then…’  summary; plan application pack, including, the terms and conditions of the plan; and the issuer’s securities prospectus, final terms sheet and key information document (‘KID’), before making a recommendation to investors. Copies of the relevant plan documents may be requested from us.

It is important that investors read and understand the plan documents explaining the features and risks of any plan and agree to the terms and conditions before investing. If there is any feature, risk or term that investors do not understand or do not agree to, they should discuss this with their Professional Adviser before investing in any plan.

Professional Advisers should not invest in, or advise their clients to invest in, our structured product plans unless they and their investors understand them, in particular the relevant risks. Our structured product plans should only be considered by professionally advised investors who understand and accept the risks of losing some or all of any money invested.

Applications to invest in our structured product plans will not be accepted if an authorised and regulated investment firm has not assessed suitability for the investor’s personal circumstances.

 

THE KEY RISKS OF OUR STRUCTURED PRODUCT PLANS

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for an investor’s individual circumstances that is important. The key risks of our structured product plans are explained below:

 

OTHER RISKS OF OUR STRUCTURED PRODUCT PLANS

As well as the key risks of our structured product plans Professional Advisers and investors should also be aware of and consider the following points and risks:

 

ALL OF OUR STRUCTURED PRODUCT PLANS HAVE CAREFULLY IDENTIFIED TARGET MARKETS:

THERE ARE REGULATORY RESPONSIBILITIES UPON PROFESSIONAL ADVISERS TO UNDERSTAND THE IDENTIFIED TARGET MARKETS AND TO ENSURE THAT END-INVESTORS ARE WITHIN THE TARGET MARKETS

Professional Advisers should be aware of their regulatory responsibilities to understand the identified target markets for our plans and take appropriate steps to ensure that end-investors are within the target market, with specific attention paid to:

i) the type of investors to whom the product is targeted;

ii) the knowledge and experience of investors;

iii) the financial situation of investors, with a focus on their ability to bear losses;

iv) the risk tolerance and compatibility of the risk / reward profile of any plan with the target market; and

v) the investor’s objectives and needs.

The plan documentation for all of our structured product plans clearly details the specific identified target market for each plan.

 

PROFESSIONAL ADVISER INFORMATION PACKS (‘PAIPs’)

We provide Professional Adviser Information Packs (‘PAIPs’ / ‘EMTs’)  for each of our plans / options.

Our PAIPs are designed to: explain how we meet our manufacturer product governance responsibilities under PROD (particularly PROD 3.2.16), providing distributors with specific information; help professional advisers meet their distribution governance responsibilities under PROD.

 

PRODUCT PROPOSAL PACKS (‘PPPs’)

We provide Product Proposal Packs (‘PPPs’)  for each of our plans / options.

Our PPPs are made available to professional advisers in order to: provide transparency with regard to our internal product governance behind our products; support professional advisers in their product research and due diligence; providing context to help explain why we consider certain elements in our product governance process in order to: 1) meet our manufacturer product governance responsibilities under PROD; and 2) help professional advisers meet their distributor product governance responsibilities under PROD.

 

RESOURCES AND SUPPORT FOR PROFESSIONAL ADVISERS WHO USE OUR STRUCTURED PRODUCT PLANS

We provide various resources to support Professional Advisers using our structured product plans, including ‘TICS’  (the Tempo Issuer and Counterparty Scorecards) and our Professional Adviser Academy.

 

‘TICS’ : THE TEMPO ISSUER AND COUNTERPARTY SCORECARDS

Issuer and counterparty bank risk is the most fundamental risk of a structured product. So, we think it’s straightforward – and important – to state the obvious: Professional Advisers (and investors) should seek to identify structured products which are backed by strong issuers and counterparties – in fact this is a regulatory requirement for Professional Advisers. We also think that structured product plan managers should prompt Professional Advisers to carefully consider this critical aspect of structured products and support them in their research and due diligence.

We therefore publish ‘TICS’  (the Tempo Issuer and Counterparty Scorecards), to provide transparency with regard to our internal processes and to support Professional Advisers in their research and due diligence of issuer and counterparty financial strength.

It is important that Professional Advisers take the time to look at the background information that introduces TICS, explains how to use TICS and details what TICS is - and what TICS is not.

 

OUR PROFESSIONAL ADVISER ACADEMY

As part of our aim to provide exceptional support for Professional Advisers using our structured product plans, our Academy offers an educational resource for advisers and support staff wanting to know more about structured products.

We are also happy to discuss and provide tailored educational input and training to firms / individual advisers, to meet specific interests and requirements.

 

LIVE AND RECORDED VIDEO WEBINARS

We provide CPD-accredited live video webinars for professional advisers, focusing on important areas of education and working knowledge of structured products.

We place emphasis on our video webinars being educational and contextual, thinking about the investment environment, portfolio construction and diversification considerations and the interests and needs of professional advisers and their clients.

 

CHAMPIONING THE USE OF PLAIN ENGLISH

We are proud to be the first structured product firm to become a member of Plain English Campaign. While important product points, including features and risks, sometimes require technical sounding explanations we have worked hard to ‘de-jargon’  our product literature (and to make sure our lawyers didn’t re-jargon it)!

We have also tried to use good design principles, including clear page layouts, ‘stand-out circles’  and ‘info points’,  to make our plan documentation engaging and easy to read and understand.

 

ACCEPTANCE OF THE TERMS AND CONDITIONS OF USE FOR THE CURRENT PRODUCTS AREA OF OUR WEBSITE

By accessing the current products area of our website you will be taken to have represented, warranted and undertaken that:

i) you are a Professional Adviser, authorised and regulated to advise on investments;

ii) you have read, agree to and will comply with the Terms and conditions of use of the current products area of our website and the Terms and conditions of use of our website and our Privacy and cookies policy;

iii) you will conduct your own analysis or other verification of the data in this website and will bear the responsibility for all or any costs incurred in doing so; and

iv) you are not accessing this website from any jurisdiction or country where such distribution, publication or use would be contrary to local law or regulation.